EFFECT OF NEGATIVE INTEREST RATE OF BANKS' MARGIN AND PROFIT/ (Kayıt no. 141059)
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| 000 -BAŞLIK | |
|---|---|
| Sabit Uzunluktaki Kontrol Alanı | 03114nam a22002777a 4500 |
| 003 - KONTROL NUMARASI KİMLİĞİ | |
| Kontrol Alanı | KOHA_MİRAKIL |
| 005 - EN SON İŞLEM TARİHİ ve ZAMANI | |
| Kontrol Alanı | 20221226090059.0 |
| 008 - SABİT UZUNLUKTAKİ VERİ ÖGELERİ - GENEL BİLGİ | |
| Sabit Alan | 201008b cy ||||| |||| 00| 0 eng d |
| 040 ## - KATALOGLAMA KAYNAĞI | |
| Özgün Kataloglama Kurumu | CY-NiCIU |
| Kataloglama Dili | eng |
| Çeviri Kurumu | CY-NiCIU |
| Açıklama Kuralları | rda |
| 041 ## - DİL KODU | |
| Özgün materyalin dil kodu | eng |
| 090 ## - Yerel Tasnif No | |
| tasnif no | YL 1767 |
| Cutter no | O94 2020 |
| 100 1# - KİŞİ ADI | |
| Yazar Adı (Kişi adı) | OWENAZE, Grace Abıbatu |
| 245 10 - ESER ADI BİLDİRİMİ | |
| Başlık | EFFECT OF NEGATIVE INTEREST RATE OF BANKS' MARGIN AND PROFIT/ |
| Sorumluluk Bildirimi | Grace Abıbatu OWENAZE; Supervısor: Danbala Danju |
| 300 ## - FİZİKSEL TANIMLAMA | |
| Sayfa, Cilt vb. | VIII, 51 sheets; |
| Diğer fiziki detaylar | figures, tables, |
| Boyutları | 30.5 cm |
| Birlikteki Materyal | CD. |
| 336 ## - CONTENT TYPE | |
| Source | rdacontent |
| Content type term | text |
| Content type code | txt |
| 337 ## - MEDIA TYPE | |
| Source | rdamedia |
| Media type term | unmediated |
| Media type code | n |
| 338 ## - CARRIER TYPE | |
| Source | rdacarrier |
| Carrier type term | volume |
| Carrier type code | nc |
| 502 ## - TEZ NOTU | |
| Tez Notu | Thesis (MSc) - CYPRUS INYERNATIONAL UNIVERSITY INSTITUTION OF GRADUATE STUDIES AND RESEARCH Internatıonal Bankıng and Fınance |
| 504 ## - BİBLİYOGRAFİ NOTU | |
| Bibliyografi Notu | Includes bibliography sheets 43-48 |
| 520 ## - ÖZET NOTU | |
| Özet notu | ABSTRACT Conventional macroeconomist are of the view that interest rate cannot be set below zero as no one will be willing to give out a dollar today if they expect less than a dollar in the future, however, studies have shown that several countries have implemented NIRP in recent times, for example, Switzerland set interest rate at -0.75% which happen to be the lowest so far. Therefore, this study examined how banks net interest rate margin (NIM) and return on asset (ROA) are influenced by the introduction of NIRP. This study focused on Organization for Economic Co-operation and Development (OECD) countries; this is to capture countries with a similar economic environment which is a requirement when applying the difference in difference model carried out in this study. The sample collect is from 29 OECD countries and the treated group includes Euro Area, Hungary, Sweden, and Switzerland. The sample size covers 6979 financial institutions and the period cover is from 2012-2016. The difference in difference method is used in this study; this method was chosen because it is widely used particularly in pieces of literature that deals with policy evaluation. Data were collected from the World Bank data series to evaluate the macroeconomic variables and to get balance sheet data for the evaluation of banks' performance within the period of analysis Orbis bank focus was sourced. The study discovered that NIRP effect's coefficient is negative, big and statistically significant at 0.01% for both ROA and NIMs, this suggest that countries that implemented NIRP witnessed a decrease in banks' return on assets and net interest rate margin of approximately 1.55% and 0.44% respectively, in comparison to countries that did not implement the net negative interest rate. Therefore, the study recommended that monetary policy makers should critically consider additional measures and put policies in place to cater for the increased level of fragility faced by the financial sector when NIRP is introduced. Keywords: NIRP, net interest rate margin, return on asset, OECD. |
| 650 00 - KONU BAŞLIĞI EK GİRİŞ - KONU TERİMİ | |
| Konusal terim veya coğrafi ad | Banks and banking |
| 650 00 - KONU BAŞLIĞI EK GİRİŞ - KONU TERİMİ | |
| Konusal terim veya coğrafi ad | Interest rates |
| 700 1# - EK GİRİŞ - KİŞİ ADI | |
| Yazar Adı (Kişi adı) | Supervısor: Danju, Danbala |
| 9 (RLIN) | 1770 |
| 942 ## - EK GİRİŞ ÖGELERİ (KOHA) | |
| Sınıflama Kaynağı | Dewey Onlu Sınıflama Sistemi |
| Materyal Türü | Thesis |
| Geri Çekilme Durumu | Kayıp Durumu | Sınıflandırma Kaynağı | Kredi için değil | Koleksiyon Kodu | Kalıcı Konum | Mevcut Konum | Raf Yeri | Kayıt Tarih | Source of acquisition | Yer Numarası | Demirbaş Numarası | Son Görülme Tarihi | Fatura Tarihi | Materyal Türü | Genel / Bağış Notu | Toplam Ödünçverme |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dewey Onlu Sınıflama Sistemi | Tez Koleksiyonu | CIU LIBRARY | CIU LIBRARY | Tez Koleksiyonu | 08.10.2020 | Bağış | YL 1767 O94 2020 | T1973 | 08.10.2020 | 08.10.2020 | Thesis | International Relations Department | ||||
| Dewey Onlu Sınıflama Sistemi | CIU LIBRARY | CIU LIBRARY | 08.10.2020 | Bağış | YL 1767 O94 2020 | CDT1973 | 08.10.2020 | 08.10.2020 | Suppl. CD | International Relations Department |