CREDIT RISK MANAGEMENT AND ITS IMPACT ON LOAN DEFAULT / MOHAMED OMAR OSMAN; SUPERVISOR: ASSOC. PROF. DR. DEMET BETON KALMAZ
Dil: İngilizce 2022Tanım: 49 sheets; 31 cmİçerik türü:- text
- unmediated
- volume
- A CASE STUDY OF SELECTED BANKS IN SOMALIA
Materyal türü | Geçerli Kütüphane | Koleksiyon | Yer Numarası | Durum | Notlar | İade tarihi | Barkod | Materyal Ayırtmaları | |
---|---|---|---|---|---|---|---|---|---|
Thesis | CIU LIBRARY Tez Koleksiyonu | Tez Koleksiyonu | YL 2416 O76 2022 (Rafa gözat(Aşağıda açılır)) | Kullanılabilir | Business Administration Department | T2714 | |||
Suppl. CD | CIU LIBRARY Görsel İşitsel | YL 2416 O76 2022 (Rafa gözat(Aşağıda açılır)) | Kullanılabilir | Business Administration Department | CDT2714 |
Thesis (MBA) - Cyprus International University. Institute of Graduate Studies and Research Business Administration Department
Includes bibliography (sheets
ABSTRACT
The purpose of the study is to analyze credit risk management and its impact on loan default: a case study of selected banks in Somalia. The study employed Quasi-experimental research design. A total of 295 employees from selected Somali banks were considered for the study with 246 questionnaires recovered and valid for the study analysis. The survey questionnaire used for the study comprises of close ended questions and comprise of four sections. SPSS statistical application version 25 was used to analyze data for the study. The revealed that supervision of compliance with credit terms and conditions by the borrowers is the most commonly used risk detection technique employed by the banks. While Proper authorization and approval is the most commonly used credit prevention technique employed by the banks for credit risk management. However, credit risk detection technique and credit risk prevention techniques adopted by the bank have positive and statistically significant impact on rate of loan default among the bank customers.