Sylvia,Nwokocha Uchenna <br/><br/>
The impact of bank specific and macroeconomic variables on banks profitability  Evidence from the banks listed on Nigerian stock exchange 
Nwokocha Uchenna Sylvia; Supervisor: Murad A. Bein 
 - Nicosia  Cyprus International University  2017 
 - VIII, 59 p.  table  30.5 cm 
<br/><br/>Includes references(50-57 p.) 
<br/><br/> 'ABSTRACT For the past decade banks profitability has being a major concern in the economic sector, for a well-functioning economy, it's necessary to make sure that the banking system of that economy is profitable. "The bank plays an important role toward pushing in money in the economy" for this reason, every economy should have a profitable and stable banking system. For the purpose of research some banks specific variables were adopted as well as macroeconomic variables to "determine the relationship between these variables and banks profitability in Nigeria", using return on asset as the measure of profitability for the study. This quantitative study, relies on panel data collected from the annual reports of five different banks in Nigeria for the period of 10 years ( 2005- 2014) to access the relationship between independent variables; ( Financial leverage, bank size, Market capitalization of listed companies (% of GDP), Stock traded, total value(% of GDP), Official exchange rate (LUC per US$), Borrowers from commercial bank(1000 per adult) and Domestic credit to private sector(% of GDP) and the dependent variables (ROA) in this study. Moreover the findings of the study shows that Financial leverage, Market capitalization of listed companies (% of GDP) Borrowers from commercial banks (1000 per adult) and Domestic credit to private sectors (% of GDP) showed a negative significant relationship with ROA, while BS has a negative insignificant relationship with ROA. Whereas Stock traded, total value (% of GDP) and Official exchange rate (LUC per US$) positively enhance bank profitability. The outcome of this study will guide policy makers and banks officials in development and execution of macroeconomic strategies with these bank specific variables which may affect the strength of banking system in Nigerian. The study also recommends that for future investigation, there is need to adopt other profitability measures, (ROE) and (NIM) as the profitability measures. Moreover the amount of observation can also be increased, and more years should be utilized. Keywords; bank specific variables, macroeconomic variables and profitability.' 
<br/><br/><label>Subjects--Topical Terms: </label><br/>Accounting and Finance Department<br/>Muhasebe ve Finans Bölümü