000 02851nam a22003017a 4500
003 KOHA_MİRAKIL
005 20211207100702.0
008 211207d2021 cy ||||| m||| 00| 0 eng d
040 _aCY-NiCIU
_beng
_cCY-NiCIU
_erda
041 _aeng
090 _aD275
_bE76 2021
100 1 _aEsmaei, Jabir
245 1 4 _aTHE IMPACT OF BANK-SPECIFIC AND MACROECONOMIC VARIABLES ON BANK PROFITABILITY /
_cJABIR ESMAEIL; SUPERVISOR: ASST. PROF. DR. HUSAM RJOUB
246 2 3 _aA COMPARATIVE STUDY BETWEEN ISLAMIC AND CONVENTIONAL BANKS IN THE GULF COOPERATION COUNCIL (GCC) COUNTRIES
264 _c2021
300 _a159 sheets;
_c31 cm.
_eIncludes CD
336 _2rdacontent
_atext
_btxt
337 _2rdamedia
_aunmediated
_bn
338 _2rdacarrier
_avolume
_bnc
502 _aThesis (PhD.) - Cyprus International University. Institute of Graduate Studies and Research Business Administration (Banking and Finance) Department
504 _aIncludes bibliography (sheets 132-157)
520 _aABSTRACT Our study fills in the gap in the literature by employing both panel ARDL techniques and the error correction model to investigate the impacts of oil price shocks, Arab revolutions, and some macroeconomics, bank-specific variables, and some bank profitability indicators on the bank profitability between Conventional and Islamic banks, compare the determinants of the profitability and investigate their causal relationship for both Conventional and Islamic banks in the GCC countries. Our results reveal that most of the variables employed in our study significantly influence ROA, ROE, and NIM/NPM for both Conventional banks (CBs) and Islamic banks (IBs) similarly in the long run. Findings from our study imply that both CBs and IBs have some similar features in nature, which could be because of the structure of the policies for IBs is in line with the regulatory framework for the CBs. However, an interesting finding from our study is that the significance of oil price shock and the Arab springs that are more pronounced in the CBs than the IBs. Moreover, it can be seen that a sustainable profit is higher for IBs than CBs because the adjustment speed of the IBs to equilibrium in the presence of shock is higher than that of CBs. Hence, our study suggests that oil price shock could be utilized for having a prudent macro regulation for the banks in the GCC countries. Our findings are useful to Government officers, bankers, investors, and researchers for their decision making by estimating future trends of the profitability for both Conventional and Islamic banks in the GCC countries.
650 0 _aBanks and banking
_vDissertations, Academic
650 0 _aProfit
_vDissertations, Academic
700 1 _aRhoub, Husam
_esupervisor
942 _2ddc
_cTS
999 _c283422
_d283422