000			02766nam a22003017a 4500
003			KOHA_Geminibilgi
005			20220429161151.0
008			220429d2022 cy ||||| m||| 00| 0 eng d
040			_aCY-NiCIU _beng _cCY-NiCIU _erda
041			_aeng
090			_aD 299 _bE86 2022
100	1		_aEtorbi, Mustafa
245	1	0	_aVARIABILITY OF MACROECONOMIC VARIABLES AND THEIR IMPLICATION ON THE COMMERCIAL BANKS' PROFTI SUSTAINABILITY IN MOROCCO / _cMUSTAFA ETROBI; SUPERVISOR: ASST. PROF. DR. MURAD BEIN
264			_c2022
300			_a151 sheets; _c31 cm. _eIncludes CD
336			_2rdacontent _atext _btxt
337			_2rdamedia _aunmediated _bn
338			_2rdacarrier _avolume _bnc
502			_aThesis (PhD) - Cyprus International University. Institute of Graduate Studies and Research Business Administration Department
504			_aIncludes bibliography (sheets 138-151)
520			_aABSTRACT This study examined the macroeconomic variables' impact on the Sustainable profitability of commercial Banks in Morocco. The three profitability indicators (ROA, ROE, and NIM) were utilized as the dependent variable in this study, while consumer price index (CPI), GDP, total government debt (TGD), total revenue (TR), and total government expenditure (TGE) were macroeconomic variables employed as independent variables. Annual data covering the period from 2004 to 2018 was utilized and sourced from the Federal Reserve Bank of St. Louis. The ARDL Bound testing approach was employed to investigate the cointegration, as well as, the relationship between the independent variable and the dependent variable over short and long periods of time. Our finding reveals that GDP and TGD were found to have a long-run causal relationship with ROA; GDP, TGD, and TR influences ROE in the long-run; while, CPI, TGD, TR, and TGE Establish a long term causal relationship to NIM. As for the short term causal relationship, CPI, TGD, TR shows the influence on ROA in the short-run; the influence of CPI, TGD, TR, and TGE was found on the ROE in the short-run; while, CPI, GDP, TGD, and TR had a short-run causal influence on NIM. Meanwhile, our research also found that Three of these profitability is closely related in the long term indicators Variables which are significantly correlated with them in the long term. Accordingly, the model can converge back to equilibrium in case of any shock to the system. Conclusively, the study suggests some implications for the policymakers.
650		0	_aBanks and banking _vDissertations, Academic
650		0	_aFinance _vDissertations, Academic
650		0	_aSustainability _vDissertations, Academic
650		0	_aMacroeconomics _vDissertations, Academic
700	1		_aBein, Murad _esupervisor
942			_2ddc _cTS
999			_c284279 _d284279