000 03436nam a22003137a 4500
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008 221010d2022 cy ||||| m||| 00| 0 eng d
040 _aCY-NiCIU
_beng
_cCY-NiCIU
_erda
041 _aeng
090 _aYL 2608
_bK26 2022
100 1 _aKamara, Faustina Lucinda
245 1 4 _aTHE IMPACT OF CAPITAL STRUCTURE ON FINANCIAL PERFORMANCE /
_cFAUSTINA LUCINDA KAMARA; SUPERVISOR: ASST. PROF. DR. KEMAL ÇEK
264 _c2022
300 _a49 sheets;
_c31 cm.
_eIncludes CD
336 _2rdacontent
_atext
_btxt
337 _2rdamedia
_aunmediated
_bn
338 _2rdacarrier
_avolume
_bnc
502 _aThesis (MSc) - Cyprus International Relations. Institute of Graduate Studies and Research Accounting and Finance Department
504 _aIncludes bibliography (sheets 43-48)
520 _aABSTRACT According to this research, the impact of capital structure on the financial performance of commercial banks in Sierra Leone and Kenya was examined. The assessment of the optimal capital mix for increasing the profitability of a firm is a hotly debated topic in financial research. It will be done by observing the impact of various financial parameters such as short-term debt to asset ratios, long-term debt to asset ratios, interbank borrowings, and equity on corporate financial performance. It was decided to use a descriptive study approach to analyse the association between the variables. The intended population consisted of all 35 commercial banks in Sierra Leone and Kenya, as well as their customers. Over a ten-year period (2011-2020), a panelized multiple regression data model was utilized using the generalized moments methods (GMM) to examine all the data from 25 commercial banks collected during the study. Since it covered a wide range of phases in the banking sectors of Sierra Leone and Kenya, the study period was relevant. The conclusions of the study will be useful to everyone involved in the formulation of bank policy. According to the findings of the study, interbank borrowing and equity have a considerable advantageous impact on company's profitability. Profitability is neither affected by the short-term debt-to-asset ratio, nor is it affected by the long-term debt-to-asset ratio, on the other hand. The recommendations that follow are also provided. Firstly, the study recommends that bank managers concentrate on establishing a successful debt level that aims to satisfy legal requirements while concentrating on other variables that may be relevant in defining profitability. Second, the research advises bank executives to concentrate their efforts on increasing their banks' capital strengths through rights issues, share bonus issues, or strong profit retention policies. Finally, bank management should establish excellent working relationships with other financial institutions to obtain lending from them when the need arises. Keywords: Capital Structure, Commercial Banks, Financial Performance, Inter-bank Borrowing, Kenya, Long-term Debt, Profitability, Return on Asset, Return on Equity, Short-term Debt, Sierra Leone.
650 0 _aBanks and banking
_vDissertations, Academic
650 0 _aPerformance
_vDissertations, Academic
650 0 _aDebt
_vDissertations, Academic
650 0 _aProfitability
_vDissertations, Academic
700 1 _aÇek, Kemal
_esupervisor
942 _2ddc
_cTS
999 _c285384
_d285384