000 02774nam a22002897a 4500
003 KOHA
005 20230414162325.0
008 230321d2023 cy ||||| m||| 00| 0 eng d
040 _aCY-NiCIU
_beng
_cCY-NiCIU
_erda
041 _aeng
090 _aYL 2862
_bF67 2023
100 1 _aForchu, Vernie Takuanyi
245 1 4 _aTHE EFFECT OF FINANCIAL INCLUSION (FI) ON THE PROFITABILITY OF SMALL AND MEDIUM-SIZED ENTERPRISES (SMEs) IN CAMEROON /
_cVERNIE TAKUANYI FORCHU; SUPERVISOR: ASSOC. PROF. DR. ASİL AZİMLİ
264 _c2023
300 _a54 sheets;
_c31 cm.
_eIncludes CD
336 _2rdacontent
_atext
_btxt
337 _2rdamedia
_aunmediated
_bn
338 _2rdacarrier
_avolume
_bnc
502 _aThesis (MSc) - Cyprus International University. Institute of Graduate Studies and Research Accounting and Finance Department
504 _aIncludes bibliography (sheets 49-53)
520 _aABSTRACT The essence of this study was to examine the effect of financial inclusion (FI) on the profitability of small and medium-sized enterprises (SMEs): a case study of commercial banks in Cameroon. The growing concern of Small and Medium-sized enterprises (SMEs) is dependent on their profitability. SMEs go out of business within 5 years of operation and often it is due to a lack or limited finance caused by non-accessibility and affordability of finance. The research was conducted using twelve commercial banks in Cameroon. This research adopted a quantitative research method. It was directed at examining the influence of financial inclusion (FI) on the profitability of small and mediumsized enterprises (SMEs): a case study of commercial banks in Cameroon where out of 15 commercial banks operating in Cameroon, 12 were chosen by random sampling for this study which was restructured into panel data. The study contains secondary data collected from the year 2010 to 2021. The data was majorly collected from yearly reports of those selected commercial banks in Cameroon. The study revealed that only one hypothesis (positive effect of the total asset as a financial inclusion on net income as the profitability of SMEs) out of four developed (from the number of bank ATMs, number of bank branches, total asset as well as the net interest margin) during the course of this study was supported. It was discovered that financial inclusion assumes a significant part in the profitability of SMEs. Keywords: Financial Inclusion; Net income; Profitability of SMEs; Small and Medium-sized Enterprises.
650 0 _aProfit
_vDissertations, Academic
650 0 _aSmall business
_vDissertations, Academic
700 1 _aAzimli, Asil
_esupervisor
942 _2ddc
_cTS
999 _c290012
_d290012