THE EFFECT OF FINANCIAL INCLUSION (FI) ON THE PROFITABILITY OF SMALL AND MEDIUM-SIZED ENTERPRISES (SMEs) IN CAMEROON / VERNIE TAKUANYI FORCHU; SUPERVISOR: ASSOC. PROF. DR. ASİL AZİMLİ
Dil: İngilizce 2023Tanım: 54 sheets; 31 cm. Includes CDİçerik türü:- text
- unmediated
- volume
Thesis
| Materyal türü | Geçerli Kütüphane | Koleksiyon | Yer Numarası | Durum | Notlar | İade tarihi | Barkod | Materyal Ayırtmaları | |
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Thesis
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CIU LIBRARY Tez Koleksiyonu | Tez Koleksiyonu | YL 2862 F67 2023 (Rafa gözat(Aşağıda açılır)) | Kullanılabilir | Accounting and Finance Department | T3218 | |||
Suppl. CD
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CIU LIBRARY Görsel İşitsel | YL 2862 F67 2023 (Rafa gözat(Aşağıda açılır)) | Kullanılabilir | Accounting and Finance Department | CDT3218 |
Thesis (MSc) - Cyprus International University. Institute of Graduate Studies and Research Accounting and Finance Department
Includes bibliography (sheets 49-53)
ABSTRACT
The essence of this study was to examine the effect of financial inclusion (FI) on the
profitability of small and medium-sized enterprises (SMEs): a case study of
commercial banks in Cameroon. The growing concern of Small and Medium-sized
enterprises (SMEs) is dependent on their profitability. SMEs go out of business
within 5 years of operation and often it is due to a lack or limited finance caused by
non-accessibility and affordability of finance. The research was conducted using
twelve commercial banks in Cameroon.
This research adopted a quantitative research method. It was directed at examining
the influence of financial inclusion (FI) on the profitability of small and mediumsized enterprises (SMEs): a case study of commercial banks in Cameroon where out
of 15 commercial banks operating in Cameroon, 12 were chosen by random
sampling for this study which was restructured into panel data. The study contains
secondary data collected from the year 2010 to 2021. The data was majorly collected
from yearly reports of those selected commercial banks in Cameroon.
The study revealed that only one hypothesis (positive effect of the total asset as a
financial inclusion on net income as the profitability of SMEs) out of four developed
(from the number of bank ATMs, number of bank branches, total asset as well as the
net interest margin) during the course of this study was supported. It was discovered
that financial inclusion assumes a significant part in the profitability of SMEs.
Keywords: Financial Inclusion; Net income; Profitability of SMEs; Small and
Medium-sized Enterprises.